Now is the time to make your dream a reality with FNB's Housing Loan. The only thing you need to worry about is when to move in.

Features

Minimum Down Payment: 10% of house value
Loan Period: Up to 30 years
Interest Rate: 4.16%
File Fees: No File Fees
Real Estate Fees: No Real Estate Fees
Maximum Loan Amount: 270 Million LBP

Terms

Applicant Age: Minimum 21 years old and shouldn’t be retired when loan period ends
Applicant Nationality: Lebanese citizen
Minimum Monthly Income: Applicant’s minimum salary should be $600 for private sector employees, $400 for public sector employees, and $1500 for self employed
Career Status: Applicant should be employed for more than one year or self employed for more than two years
Maximum Monthly Income: Family income shouldn’t exceed 6,750,000 LBP
Documents Required: For employees: -Copy of passport or Identity Card -Proof of income: a recent employment certificate confirming the date of employment, position held, salary, and NSSF number (if available) or certificate of salary with a copy of the last payroll slip -Proof of residence: certificate of residence or copy of electricity or phone bill For self-employed: -Copy of passport or Identity Card -Statement of account for the last 6 months -Declaration of income for the last 2 years -Copy of the company’s commercial circular -Documents proving the place of work (certificate of Commercial Register, etc.) -Copy of syndicate membership card (if available)
Special Terms: -Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary (for public and private sector employees) and 1/4 of the monthly income (for self employed and expatriates) -House area shouldn't exceed 210 m2
PCH Housing Loan (Iskan Program) at FNB

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