{"id":756516,"date":"2025-06-25T07:41:26","date_gmt":"2025-06-25T07:41:26","guid":{"rendered":"https:\/\/www.beirut.com\/?p=756516"},"modified":"2025-06-25T08:42:46","modified_gmt":"2025-06-25T08:42:46","slug":"housing-loan-limit-raised-to-100k-here-are-the-new-loan-requirements","status":"publish","type":"post","link":"https:\/\/www.beirut.com\/en\/756516\/housing-loan-limit-raised-to-100k-here-are-the-new-loan-requirements\/","title":{"rendered":"Housing Loan Limit Raised to $100K, Here Are the New Requirements"},"content":{"rendered":" <p>The Lebanese Cabinet finally <a href=\"https:\/\/www.nna-leb.gov.lb\/ar\/%D8%B3%D9%8A%D8%A7%D8%B3%D8%A9\/788142\/%D8%AD%D8%A8%D9%8A%D8%A8-%D8%AB%D9%85%D9%86-%D9%85%D9%88%D8%A7%D9%81%D9%82%D8%A9-%D9%85%D8%AC%D9%84%D8%B3-%D8%A7%D9%84%D9%88%D8%B2%D8%B1%D8%A7%D8%A1-%D8%B9%D9%84%D9%89-%D8%B1%D9%81%D8%B9-%D9%82%D8%B1%D8%B6-%D8%A7%D9%84%D8%A5%D8%B3%D9%83%D8%A7%D9%86-%D8%A5\" target=\"_blank\" rel=\"noreferrer noopener\">approved<\/a> doubling the maximum housing loan from $50,000 to $100,000. This move opens the door for many Lebanese, especially young people with limited to moderate incomes, to finally own or renovate their homes.<\/p>    <p><\/p>    <figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"808\" height=\"454\" src=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/547645_484891.webp\" alt=\"\u0642\u0631\u0636 \u0627\u0644\u0625\u0633\u0643\u0627\u0646\" class=\"wp-image-756475\" srcset=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/547645_484891.webp 808w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/547645_484891-600x337.webp 600w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/547645_484891-250x140.webp 250w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/547645_484891-768x432.webp 768w\" sizes=\"auto, (max-width: 808px) 100vw, 808px\" \/><\/figure>    <p><\/p>    <p>With skyrocketing real estate prices, especially after the war, $50,000 just wasn\u2019t cutting it anymore, whether for buying or fixing up a property. That\u2019s why Lebanon\u2019s top officials pushed for raising the ceiling, and the Lebanese delegation formally requested it during talks with the Arab Monetary Fund. <\/p>    <div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-dee0ae2d9403639edaadd3005a8dc674\" id=\"h-what-does-the-housing-bank-say\" style=\"color:#0983ca\">What Does the Housing Bank Say?<\/h3>    <div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <p>According to the Housing Bank\u2019s official website:<\/p>    <p><\/p>    <p>&#8220;Banque de l\u2019Habitat S.A.L. grants long-term loans in USD up to $100,000 to purchase or to build a housing unit and $50,000 to renovate a residence, with the possibility of installing a Solar System and a Waste Water treatment Station.&#8221;<\/p>    <p><\/p>    <figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1857\" height=\"980\" src=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo.jpg\" alt=\"\u0642\u0631\u0636 \u0627\u0644\u0625\u0633\u0643\u0627\u0646\" class=\"wp-image-756472\" srcset=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo.jpg 1857w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo-600x317.jpg 600w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo-1024x540.jpg 1024w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo-250x132.jpg 250w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo-768x405.jpg 768w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/real-estate-brokerage-agent-deliver-a-sample-of-a-model-house-to-the-customer-mortgage-loan-agreement-making-lease-and-buy-and-sell-house-and-contract-home-insurance-mortgage-loan-concept-free-photo-1536x811.jpg 1536w\" sizes=\"auto, (max-width: 1857px) 100vw, 1857px\" \/><\/figure>    <div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a782fb07bd44911abe76e791bd10eff9\" id=\"h-what-are-the-new-loan-conditions\" style=\"color:#0c82c6\">What Are the New Loan Conditions?<\/h3>    <div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <p>Antoine Habib, General Manager of the Housing Bank, <a href=\"https:\/\/www.mtv.com.lb\/news\/%D9%85%D8%AD%D9%84%D9%8A%D8%A7%D8%AA\/1586146\/%D8%A7%D9%84%D8%B4%D8%B1%D9%88%D8%B7-%D9%84%D9%85-%D8%AA%D8%AA%D8%BA%D9%8A-%D8%B1----%D9%85%D8%A7-%D8%AC%D8%AF%D9%8A%D8%AF-%D9%85%D9%84%D9%81--%D8%A7%D9%84%D9%82%D8%B1%D9%88%D8%B6-%D8%A7%D9%84%D8%B3%D9%83%D9%86%D9%8A%D8%A9-\" target=\"_blank\" rel=\"noreferrer noopener\">confirmed<\/a> that most of the loan conditions remain the same:<\/p>    <p><\/p>    <p>&#8211; Apartment size must not exceed 150 square meters.<\/p>    <p>&#8211; Applicants must submit necessary documents like the property deed, ownership license, and building or housing permit, depending on the loan type.<\/p>    <p><\/p>    <p>But the main change is income eligibility: the borrower\u2019s net monthly income must be between $2,500 and $5,000 to qualify for the $100,000 loan. And remember: the loan is granted and repaid in U.S. dollars.<\/p>    <p><\/p>    <p><strong>You can check out all the new terms on their website <a href=\"https:\/\/www.banque-habitat.com.lb\/ar\/loans\/purchase\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/strong><\/p>    <p style=\"font-size:16px\"><\/p>    <p><\/p>    <figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-1024x683.jpg\" alt=\"\" class=\"wp-image-756478\" srcset=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-1024x683.jpg 1024w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-600x400.jpg 600w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-250x167.jpg 250w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-768x512.jpg 768w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-1536x1024.jpg 1536w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/landlord-unlocks-the-house-key-for-new-home-free-photo-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>    <div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <h3 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-a6e5afe4e9dec5fb30284bbb6fb4bcd0\" id=\"h-how-to-apply-and-what-s-next\">How to Apply and What\u2019s Next?<\/h3>    <div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <p>These new loan terms took effect as of last Monday. Anyone interested can apply online via the Housing Bank\u2019s digital platform. Repayment methods and interest rates vary depending on the loan amount.<\/p>    <p><\/p>    <figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/istockphoto-1363504371-640x640-1.jpg\" alt=\"\" class=\"wp-image-756481\" srcset=\"https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/istockphoto-1363504371-640x640-1.jpg 768w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/istockphoto-1363504371-640x640-1-600x338.jpg 600w, https:\/\/www.beirut.com\/wp-content\/uploads\/2025\/06\/istockphoto-1363504371-640x640-1-250x141.jpg 250w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>    <p><\/p>    <p>Though this step could revive the dream of homeownership for many Lebanese families, the new loan conditions could pose a major obstacle for those whose incomes fall below the $2,500 minimum monthly threshold. <\/p>    <p><\/p>    <p>This income requirement excludes a significant portion of Lebanese citizens struggling amid the ongoing economic crisis, limiting access to the much-needed financial support for purchasing or renovating homes.<\/p>    <div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>    <p class=\"has-pale-ocean-gradient-background has-background\" style=\"font-size:17px\"><strong>Enjoyed this read? 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This move opens the door for many Lebanese, especially young people with limited to moderate incomes, to finally own or renovate their homes. With skyrocketing real estate prices, especially after the war, $50,000 just wasn\u2019t cutting it anymore, whether for buying [&hellip;]<\/p>\n","protected":false},"author":113,"featured_media":756472,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_preview_accessed":0,"footnotes":""},"tags":[2064,1093],"media-embed-type":[],"class_list":["post-756516","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-local-services","tag-news"],"authorship":[121],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Housing Loan Limit Raised to $100K, Here Are the New Requirements &#187; Beirut.com<\/title>\n<meta name=\"description\" content=\"The Lebanese Cabinet finally approved doubling the maximum housing loan from $50,000 to $100,000. 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